Loan for military servicemen – At the moment when a loan application is made, the financial profile of the borrower is analyzed, this is known to all. But in some cases, there are factors allied to this social profile that can determine the type of credit to be granted, such as the profession for example. There are credit arrangements that are specific to certain types of people.
There are loans for the liberal professions, credit lines for health professionals such as doctors and nurses, and loans for military personnel, these are specific to those who perform military functions in the Navy, Army and Air Force and security forces.
Loan for Navy Military
In Brazil we have some banks and financial institutions operating with this modality, an example in the market, is Banco Intermedium, for military offers advantages like loan without consultation or guarantor, longer terms, ease in the concession and agility in the release of resources. The loan for sailors is granted in the consigned form (it is a type of loan that the values of the parcels are discounted directly in the salary of those who made the contracted one, and as a consequence of this, the interest is usually smaller than in traditional personal loans).
On the Intermedium bank website, there is the possibility of making a simulation of the loan application to the military without complication. So that the reader can have a notion of how payroll is advantageous with this bank, and that really works, we did a hypothetical simulation.
In our request, the naval officer would have requested a payroll deductible loan with a discount of R $ 1,000. In this case, payment can be made in two ways: in 36 installments of R $ 38.35 or 48 installments of R $ 31.66. After choosing the proposal, the next step is to fill out a form with personal data and finalize the simulation.
Where to find, what is the loan term for Navy
There are many fintechs and credit counseling that also makes available to its military loan clients for the Navy, Army and Aeronautics. These companies also make the loan for retired military. The age limit of the person who can apply is 80 years.
The loan details that the marketplaces and credit platforms present to the military are: immediate credit – in this line the value of the loan is deposited directly in the military’s current account or with payment order, has a term of 48, 60, 72 and even 96 months for the navy and army to repay their loans.
What is the interest and heat released on the loan to military seamen
There is no bureaucracy, it is without consultation to SPC and Serasa, that is, Credit Protection. The interest rates are from 1.5% per month and the loans can be made from the value of $ 175.00 up to $ 50,000. The deadlines for the payment of the loan for military personnel are fixed, but the choice of deadlines is flexible.
To facilitate the loan application process for military of the Brazilian Navy and Pensioners, access the Military / Pensioner Consignment Portal to simulate and choose the best loan option. After confirming your choice, reserve part of the assignable margin in favor of an Entity of your choice.
Buy the loan for the military
Even with the advantages that the loan for seaman, for military of the Army or Military of the Aeronautics offers, before requesting the hiring, it is good that all the conditions of the operation are analyzed and also other modalities of loan for comparison. This type of operation allows for refinancing and early settlement. The lowest market interest.